Homeowners Insurance in and around Scotia
Homeowners of Scotia, State Farm has you covered
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
- Scotia
- Schenectady
- Burnt Hills
- Rotterdam Junction
- Alplaus
- Glenville
- Rexford
- Clifton Park
- Amsterdam
- Niskayuna
- Rotterdam
- Albany
Home Is Where Your Heart Is
Everyone knows having excellent home insurance is essential in case of a hailstorm, blizzard or ice storm. But homeowners insurance is about more than covering natural disaster damage. Another helpful thing about home insurance is that it also covers you in certain legal cases. If someone has an accident on your property, you could be held responsible for their lost wages or the cost of their recovery. With good home coverage, these costs may be covered.
Homeowners of Scotia, State Farm has you covered
Give your home an extra layer of protection with State Farm home insurance.

State Farm Can Cover Your Home, Too
That’s why your friends and neighbors in Scotia turn to State Farm Agent Charlie Palmer. Charlie Palmer can help you understand your liabilities and help you choose the right level of coverage.
As a value-driven provider of home insurance in Scotia, NY, State Farm strives to keep your belongings protected. Call State Farm agent Charlie Palmer today for a free quote on a home policy.
Have More Questions About Homeowners Insurance?
Call Charlie at (518) 372-5539 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Help prevent accidents and disasters by knowing the risks, knowing what to watch out for and by following the steps for safe grilling.
What is radon gas?
What is radon gas?
Radon gas is odorless, colorless and the second leading cause of lung cancer. Here's how to know if you have a radon problem.

Charlie Palmer
State Farm® Insurance AgentSimple Insights®
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Help prevent accidents and disasters by knowing the risks, knowing what to watch out for and by following the steps for safe grilling.
What is radon gas?
What is radon gas?
Radon gas is odorless, colorless and the second leading cause of lung cancer. Here's how to know if you have a radon problem.